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If you're going to use a small-cap index like the Russell 2000, you may wish to pause and think about why a great index fund business, like Vanguard, doesn't have any funds that follow it. The reason is due to the fact that it's a lousy index.
I have not also attended to the straw male below yet, and that is the reality that it is reasonably unusual that you really have to pay either tax obligations or substantial payments to rebalance anyhow. Many smart capitalists rebalance as much as possible in their tax-protected accounts.
And of course, no one ought to be buying packed shared funds, ever before. It's truly also bad that IULs do not function.
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