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If you're going to make use of a small-cap index like the Russell 2000, you may want to stop briefly and think about why a great index fund business, like Lead, does not have any kind of funds that follow it. The reason is because it's a poor index.
I haven't also addressed the straw guy here yet, and that is the fact that it is reasonably rare that you in fact have to pay either taxes or considerable commissions to rebalance anyway. I never ever have. The majority of smart capitalists rebalance as much as feasible in their tax-protected accounts. If that isn't rather sufficient, very early collectors can rebalance simply using brand-new payments.
And of training course, nobody needs to be purchasing loaded common funds, ever. It's actually also negative that IULs don't work.
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